See what comes in, what life costs and what you need to put aside.
Your real number
£840/mo
Left after life, future plans and the costs that catch people out
Thinking about a work change?
Use the “Is going full-time actually worth it?” calculator to work out the monthly change, then come back and see what it would do to your Life Sheet.
Planning estimate only — not financial advice. ISA allowances, tax treatment and product rules change; check current limits before acting. This tool doesn't account for irregular costs beyond what you've listed — add anything specific to your household for a more accurate picture.